body {
     margin: 0px 0px 0px 0px;
     background-position: top left;
     background: #EFEFEF;
}
.copy {
     color: #000000;
     font-size: 13px;
     font-family: Arial,Helvetica, sans-serif;
     background-color: transparent;
     text-decoration: none;
     }
.copy a:link {
     color: #D71920;
     background-color: transparent;
     text-decoration: none;
     }
.copy a:visited {
     color: #D71920;
     background-color: transparent;
     text-decoration: none;
     }
.copy a:hover {
     color: #0214A6;
     background-color: transparent;
     text-decoration: none;
     }
.copy a:active {
     color: #404040;
     background-color: transparent;
     text-decoration: none;
     }
.copyb {
     color: #404040;
     font-size: 13px;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.copyb a:link {
     color: #D71920;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.copyb a:visited {
     color: #D71920;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.copyb a:hover {
     color: #0214A6;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.copyb a:active {
     color: #404040;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smcopyb {
     color: #404040;
     font-size: 12px;
     font-weight: bold;
     font-family: Arial, Helvetica, sans-serif;
     background-color: transparent;
     text-decoration: none;
     }
.smcopyb a:link {
     color: #4169A5;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smcopyb a:visited {
     color: #4169A5;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smcopyb a:hover {
     color: #C31B23;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smcopyb a:active {
     color: #999999;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.fcopyb {
     color: #E2E2E2;
     font-size: 11px;
     font-family: Arial, Helvetica, sans-serif;
     letter-spacing: .03em; 
     background-color: transparent;
     text-decoration: none;
     }
.fcopyb a:link {
     color: #CCCCCC;
     background-color: transparent;
     text-decoration: none;
     }
.fcopyb a:visited {
     color: #CCCCCC;
     background-color: transparent;
     text-decoration: none;
     }
.fcopyb a:hover {
     color: #999999;
     background-color: transparent;
     text-decoration: none;
     }
.fcopyb a:active {
     color: #999999;
     background-color: transparent;
     text-decoration: none;
     }
.toolarea {
     border-bottom: #D9D9D9 1px solid;
     }
.toolnav {
     color: #404040;
     font-size: 11px;
     font-family: Arial, Helvetica, sans-serif;
     text-decoration: none;
     padding-right: 5px;
     }
.toolnav a:link {
     color: #C31B23;
     text-decoration: none;
     }
.toolnav a:visited {
     color: #C31B23;
     text-decoration: none;
     }
.toolnav a:hover {
     color: #4169A5;
     text-decoration: none;
     }
.toolnav a:active {
     color: #404040;
     text-decoration: none;
     }
.scrollarea {
     border-top: #D9D9D9 1px solid;
     }
.mastbg {
     background: #E5E5E5 url(../images/mastbg.gif); background-repeat: repeat-x;
}
.navarea {
     background: #444444;
     }
.nav {
     color: #EEEEEE;
     font-size: 13px;
     font-weight: bold;
     font-family: Arial, Helvetica, sans-serif;
     text-decoration: none;
     }
.nav a:link {
     color: #EEBA4A;
     font-weight: bold;
     text-decoration: none;
     }
.nav a:visited {
     color: #EEBA4A;
     font-weight: bold;
     text-decoration: none;
     }
.nav a:hover {
     color: #FFFFFF;
     font-weight: bold;
     text-decoration: none;
     }
.nav a:active {
     color: #CCCCCC;
     font-weight: bold;
     text-decoration: none;
     }
.navtab {
     border-top: #000000 1px solid;
     border-bottom: #000000 1px solid;
     background: #3D3E45 url(../images/navbg.gif); background-repeat: repeat-x;
}
.navtab  a {
     background: #3D3E45 url(../images/navbg.gif); background-repeat: repeat-x;
     width: 100%;
     padding-top: 6px;
     padding-bottom: 6px;
     float: left;
     display: inline;
     text-align: center;
}
.navtab a:hover, .navtab a.current{
     background: #000000 url(../images/hnavbg.gif); background-repeat: repeat-x;
}
.subcap {
     background: #3C3C3C;
     font-family: Arial, Helvetica, sans-serif; 
     font-size: 12px;
     font-weight: bold;
     color: #DDDDDD;
     line-height: 28px;
     border-top: #444444 1px solid;
     border-bottom: #444444 1px solid;
     background: #3D3E45 url(../images/qnavpat.gif); background-repeat: repeat;
}
.subtab {
}
.subtab  a {
     background: #595959;
     width: 100%;
     line-height: 26px;
     float: left;
     display: inline;
     text-align: center;
     border-top: #606060 1px solid;
     border-bottom: #444444 1px solid;
}
.subtab a:hover, .subtab a.current{
background: #666168 url(../images/margpat.gif); background-repeat: repeat;
}
.subnav {
     color: #EEEEEE;
     font-size: 11px;
     font-weight: bold;
     font-family: Arial, Helvetica, sans-serif;
     background-color: transparent;
     text-decoration: none;
     }
.subnav a:link {
     color: #EEBA4A;
     font-weight: bold;
     text-decoration: none;
     }
.subnav a:visited {
     color: #EEBA4A;
     font-weight: bold;
     text-decoration: none;
     }
.subnav a:hover {
     color: #EBEBCB;
     font-weight: bold;
     text-decoration: none;
     }
.subnav a:active {
     color: #FFFFFF;
     font-weight: bold;
     text-decoration: none;
     }
.qnavpat {
     height: 34px;
     border-top: #444444 1px solid;
     border-bottom: #444444 1px solid;
     background: #3D3E45 url(../images/qnavpat.gif); background-repeat: repeat;
     }
.contentbg {
     background: #FFFFFF url(../images/pagebg.gif); background-repeat: repeat-x;
     }
.margin {
     background: #666168 url(../images/margpat.gif); background-repeat: repeat;
     border-left: #999999 1px solid;
     }
.title { 
     font-family: Arial, Helvetica, sans-serif;
     font-size: 21px;
     color: #345678;
     padding-top: 5px;
     padding-bottom: 6px;
     border-bottom: #EBEBEB 1px solid;
}
.titled { 
     font-family: Arial, Helvetica, sans-serif;
     font-size: 18px;
     color: #164E68;
     padding-top: 5px;
     padding-bottom: 6px;
     border-bottom: #EBEBEB 1px solid;
}
.redhead { 
     font-family: Arial, Helvetica, sans-serif;
     font-size: 15px;
     font-weight: bold;
     color: #C11D25;
}
.footer {
     height: 48px;
     border-top: #444444 1px solid;
     background: #3D3E45 url(../images/footpat.gif); background-repeat: repeat;
     }
.footcap {
     height: 48px;
     background: #000000 url(../images/footpatd.gif); background-repeat: repeat;
     }
.required {
     color: #880000;
     font-size: 13px;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.leftshad { background: url(../images/leftshadow.gif); background-repeat: repeat-y;}
.rightshad { background: url(../images/rightshadow.gif); background-repeat: repeat-y;}
.nsep { width: 2px; background: #595959 url(../images/nsep.gif); background-repeat: repeat-y;}